flexible options for you & Your family
Build. Adapt. Grow. 
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What are my choices?
Health Benefits
REQUIRED  (Choose one)
Entry
60% coverage
Essential
70% coverage
Enhanced
80% coverage
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Drug Benefits
Optional
Essential
70% coverage
Enhanced
80% coverage
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Dental Benefits
Optional
Entry
60% coverage-$500
Essential
70% coverage
Enhanced
80% coverage
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Additional
Optional
Critical Illness
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Hospital Cash
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Assured access
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Pick and choose your own customized plan to suit your needs,
EXAMPLE :
Comparison Chart
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Additional Modules
Critical Illness

Critical Illness cash is in the event of an unexpected illness. Covered conditions include Alzheimer’s Disease, Blindness, Burns, Coma, Deafness, Life Threatening Cancer, Loss of Speech, Major Organ Failure, Major Organ Failure requiring transplant, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease, Senile Dementia, Severe heart Attack, Severe Stroke.

Hospital Cash

100$ per day for up to 100 days per year when hospitalized. If over the age of 65, benefit is limited to 30 days per year.

Assured Access

Assured Access allows you to put your coverage on hold should you acquire group health benefits and to reactivate your health plan later without needing to qualify again medically.

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Spread my wings

“I’m young and healthy - I’ve got my whole life ahead of me”

  • Finishing school
  • Looking for work
  • Car loan, rent, phone bills, etc.
  • Leaving your parent’s plan
  • Young entrepreneur
  • Getting married
  • Working on a part time basis
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Potential Solution
Potential Solution

INVESTING IN MY FUTURE

“I’m getting my life organized, with the means I have at hand”

  • New child
  • New house
  • In a job with limited benefit package
  • Organize my finances
  • In-between employment
  • Paying off school loans
  • Starting a business
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change is good

“I want to optimize what I have for a well-covered future”

  • Going back to school
  • New step-children
  • Helping children out with tuition
  • Got a job promotion
  • Better hold on my mortgage
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Potential Solution
Potential Solution

a new outlook

“I’ve worked hard. I don’t want to worry anymore. I just want to enjoy life”

  • Planning for retirement
  • Helping my kids
  • Taking care of elderly parents
  • Empty nest
  • Lost a significant other
  • Travelling
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ARRIVING IN CANAdA?

“Getting the right medical insurance"

  • Going to Canadian school
  • Visiting your kids or grand-kids
  • Working in Canada

Offered by:

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WAITING PERIODS

All you need to know about any Waiting Periods on our
Health & Dental Insurance Plans.
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