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privacy

our commitment

Your trust is extremely important to us. We also feel that protecting your privacy and personal information is an integral part of fostering and maintaining this relationship of trust between Optimal Financial Centre and our clients. Protecting your privacy and personal information is consequently something that we take to heart. The collection, use, and disclosure of your personal information are essential to our activities. Our compliance with insurance industry standards and our commitment to protecting your personal information allow you to conduct business with us with total peace of mind.  Upon your written request, we will provide you with reasonable access to your personal information and a description of its use or disclosure, as required or permitted by law. You may also verify the accuracy and completeness of your information, and request that it be amended, if appropriate. We are committed to handling the personal information under our control with care. We have designated individuals who are responsible for monitoring our ongoing compliance with the Privacy Principles.

privacy

Information provided by you through our Site is used for Optimal Benefits a division of Optimal Financial Centre, for business purposes only in order to service your needs as a customer. 

mail term of service

By providing Optimal Financial Centre your email address, you agree to receive updated insurance quotes for Medavie Blue Cross™health insurance, including periodic product announcements, specials and account notifications from us. You may cancel these communications at any time by clicking the unsubscribe link in the footer of the actual email. 

information we collect

Personal information refers to information that identifies you and pertains to you directly. We only collect information about you that is required to provide you with your request.  The kind of information that we need depends on the nature of the product or service concerned, whether a travel insurance, a traditional life insurance product or service. The personal information we request typically includes:  Basic information such as your name, address, telephone and fax number, e-mail address, or date of birth. We may also ask for additional information to help us provide you with pertinent advice and information on other products and services of possible interest to you.

protect your personal information

If you have any questions or wish to withdraw your consent to the collection, use, or disclosure of your personal information, please contact Optimal Benefit’s Compliance Officer at the following address: 
Att: Compliance Officer at Optimal Benefits / Optimal Financial Centre Inc.  
425 Notre-Dame St., Dieppe NB  E1A 9G4  Tel. 888-506-1125 or email: bluecross@optimalquotes.ca

code of conduct

our code of professional conduct

We are proud members of Advocis (The Financial Advisors Association of Canada), Canadian Securities Institute (CSI), Certified Financial Planners (CFP), IFB (Independent Financial Brokers), the Institute for Advanced Financial Education and the FPSC (Financial Planners Standards Council)

As a condition of membership in Advocis, all members agree to abide by the Advocis Code of Professional Conduct (CPC).

1

Priority of Client’s Interest

An Advocis Member shall act in a client’s best interests.

2

Integrity

An Advocis Member shall act with integrity.

3

Competence

An Advocis Member shall act competently..

4

Diligence

An Advocis Member shall act diligently..

5

Disclosure

An Advocis Member shall act transparently.

6

Professionalism

An Advocis Member shall act in a manner that reflects positively upon all  other Advocis Members.

7

Confidentiality

An Advocis Member shall respect and protect the privacy of others and the confidentiality of client information. 

8

Respect of the law

An Advocis Member shall act in accordance with the spirit and principles of the law.

legal